FRACTIONAL ACCOUNTING & ADVISORY FOR MINISTRIES

Clear books.
Confident leadership.
Faithful stewardship.

Fractional accounting and CFO support built for churches and ministries.


We put the right finance team in place so your leaders can stay focused on the mission.

Not sure what you need? Book a Right-Fit Meeting (free)

Ministry leadership team and financial advisor collaborating in a warm, naturally lit meeting room

THE LEADERSHIP BURDEN

Financial fog
follows

you home.

You shouldn't have to become the finance department just because the ministry needs one.

The numbers are always behind

When reports arrive late, leadership ends up making decisions without a clear picture of where things actually stand.

You don’t fully trust what you’re seeing

The reports may exist, but questions remain about accuracy, completeness, or what the numbers actually mean.

Too much depends on one person

A staff member, volunteer, treasurer, or ministry leader becomes the keeper of processes and financial knowledge that should belong to the organization.

Finance keeps pulling you back in

Work that should be handled by a dependable finance function keeps landing on leaders who are supposed to be leading the ministry.

THE RIGHT LEVEL OF SUPPORT

Put the right
finance team in place.

Some ministries need someone to run the accounting function. Others already have good people and need experienced oversight. As complexity grows, leadership may also need a CFO-level partner.
SBK meets your ministry where it is.

Our primary service

Fractional Accounting

We run the accounting function.

For ministries that need a dependable accounting team without building the entire department in-house.

  • Day-to-day bookkeeping and accounting

  • Monthly close and reconciliations

  • Financial reporting

  • Payroll and accounts payable workflows

  • Accounting systems and processes

  • Support for ministry-specific accounting needs

Already have good people?

Controller Oversight

Keep your people. Add experienced oversight.

If you already have capable staff or volunteers handling the day-to-day work, SBK can provide the financial leadership, review, and structure they need.

  • Review and oversight

  • Stronger close and reporting processes

  • Internal controls and workflows

  • Support for your existing accounting team

  • Ongoing financial guidance and systems improvement

STRATEGIC FINANCIAL LEADERSHIP

Fractional CFO

When reporting isn’t enough.

For ministries that need financial information to shape decisions, not just report what already happened. Use your numbers to lead to what's next.

  • Forecasting and cash planning

  • Budgeting and scenario modeling

  • Leadership and board support

  • Financial decision support

  • Strategic financial planning

Need CFO guidance but not an outside CFO?

CFO Advisory

A coach to guide and support leaders.

Coaching, planning, financial interpretation, and leadership support for organizations keeping the strategic finance function internally.

  • Financial review and interpretation

  • Forecasting and cash-flow planning

  • Budgeting and scenario support

  • Leadership coaching for financial decisions

  • Ongoing strategic finance guidance

PAYROLL

Ministry Payroll

Payroll built for churches and ministries.


We handle the recurring payroll work while accounting for the ministry-specific details that general payroll providers often miss.

  • Payroll processing and administration

  • Clergy compensation and housing allowance workflows

  • Minister withholding and SECA coordination

  • Payroll reporting and year-end support

  • ClergyCadence™️ annual clergy pay and tax review

ClergyCadence™️

A better rhythm for clergy pay and taxes.

Annual clergy pay and tax review designed to help churches and ministers catch issues before tax season.

TAX + FILING

Tax & Filing Support

Ministry-specific filing support built around ministry.


We’re expanding into the tax and filing work that naturally connects to ministry finance.

  • Clergy individual tax preparation

  • Schedule C support for qualifying clergy income

  • Form 990-N filing

  • Form 990-EZ filing

  • Full Form 990 preparation

Clergy Tax Preparation

1040 + Schedule C

Built for ministers and clergy who need tax preparation that understands housing allowance, SECA, and the unique treatment of ministerial income.

Ministry 990 Filing

990-N · 990-EZ · Form 990

Annual information-return preparation for churches and ministries that need filing support from a team that understands nonprofit finance.

MINISTRY-FLUENT BY EXPERIENCE

The work our
team knows.

Our team has spent years serving inside churches and ministries ourselves.

We’ve planted churches, served in pastoral and ministry leadership, worked alongside boards and executive teams, and experienced firsthand the tension between ministry priorities and the financial systems required to support them.

That matters because ministry finance comes with its own language, responsibilities, pressures, and relationships.

We don’t want your team teaching its accounting firm how ministry works.

Experience inside ministry

Our team brings decades of combined vocational ministry experience alongside professional accounting and financial leadership.

Built for ministry finance

SBK has one primary aim - to serve churches and ministries, from our roots in the Bible Belt to organizations across the country.

A team, not one person

We help eliminate a single-person bottleneck and add a ministry-fluent finance team with different levels of accounting and financial expertise.

Trusted by ministries such as

Ministry leadership reviewing clear financial reports with SBK advisors

CLIENT STORY: PROJECT RESCUE

The treasurer stepped out of financial management.

For Project Rescue, financial management had become a responsibility that leadership was carrying alongside the work they were actually there to do.

SBK stepped in to help provide the accounting and financial leadership the organization needed.

BEFORE SBK

The treasurer remained involved in financial management while organizational leadership carried responsibilities that needed a more dependable finance structure.

AFTER SBK

With SBK involved, the treasurer was able to step fully out of financial management and leadership gained a team to help carry the finance function.

NOT SURE WHAT YOU NEED?

Start with Clarity.

The SBK Diagnostic Review gives your ministry an independent look at its accounting and finance function.

$495

You'll walk away with:

a review of the current finance function

the most important problems and risks we've identified

recommended priorities

a 90-day cash-flow forecast

a clarity roadmap

a recommendation for what to do next

If SBK appears to be the right partner, we'll also show you what working together could look like.

Not sure what you need? Book a Right-Fit Meeting (free)

CLICK BELOW TO WATCH FIRST!

Michael Wilson, founder OF sbk

HOW WE ENGAGE

Getting help shouldn’t

create another project.

The goal is simple: get clear on what your ministry needs, choose the right level of support, and put a better financial system in place.

01

Diagnostic Review

Start with clarity.

A focused review of your current accounting and finance function.

You leave with:

+ key issues and priorities

+ a 90-day cash-flow outlook

+ a clarity roadmap

+ our recommended next step

$495 + credited toward an ongoing engagement if you move forward with SBK.

Not sure you’re ready for a Diagnostic?
Book a free Right-Fit Meeting first.

02

Review the Roadmap

See what needs to change.

We walk through what we found, answer your questions, and show you the clearest path forward.

If SBK is the right fit, we’ll recommend the right level of support.

03

Get the Right Support

Get what your ministry needs.

That may include:

+ Fractional Accounting

+ Controller Oversight

+ Fractional CFO

+ CFO Advisory

+ Ministry Payroll

Straightforward pricing, sized-right to your ministry. No one-size-fits-all solution.

04

Build. Run. Improve.

Put the system to work.

We implement the agreed plan, own the work we’re responsible for, and keep improving the finance function as your ministry changes.


You get better systems, clearer information, and a finance team you can rely on.

OUR CORE CONVICTION

The money isn't
the mission.

But how you steward it matters.

Financial systems are supposed to support ministry, not compete with it.

Better information helps leaders make better decisions. Dependable processes keep financial administration from becoming an unnecessary weight on the people responsible for leading the mission.

We believe good stewardship should produce greater clarity, confidence, and freedom to focus on the work your ministry exists to do.

The mission is yours.

Your ministry deserves clarity.

Not sure what you need? Book a Right-Fit Meeting (free)